A Simulation Experiment of Rural Digital Inclusive Finance on Property Rights Financing Risk Control of Small and Micro Business Entities
Issue:
Volume 7, Issue 5, September 2022
Pages:
69-74
Received:
4 September 2021
Accepted:
29 October 2022
Published:
31 October 2022
DOI:
10.11648/j.ajmse.20220705.11
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Abstract: The organic combination of rural digital inclusive finance and land property right mortgage financing based on theory and practice is a financial innovation to solve the financing difficulties of small and micro rural economies scientifically. However, due to the vulnerabilities of rural financial markets (such as information asymmetry and digital divide), the control of potential risks in this field urgently needs to be strengthened. In order to promote the development effect of rural digital inclusive finance in an orderly manner, the special complexity of rural inclusive finance environment and rural land property right mortgage financing environment and the discrete characteristics of existing data are taken into account. We intend to use the questionnaire survey limited data to improve the use of modern control models to validate the system simulation experiments. The Simulink program of MATLAB7.0 software is used to simulate by module drawing. It is found that in the mortgaged financing of rural land property rights, rural small and micro enterprises such as farmers have different risk-bearing and risk control compared with financial institutions in a weak position of information and resources. We will actively explore ways to effectively control the risks of farmers and other rural small and micro business entities. It is suggested that special attention should be paid to the control of such risks in ethnic areas with complex social relations. The practice has proved that rural digital inclusive finance is an effective way to solve the financing difficulties of rural small and micro economies.
Abstract: The organic combination of rural digital inclusive finance and land property right mortgage financing based on theory and practice is a financial innovation to solve the financing difficulties of small and micro rural economies scientifically. However, due to the vulnerabilities of rural financial markets (such as information asymmetry and digital ...
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Research on the Influencing Factors and Paths of the High-Quality Development of China's Express Industry
Issue:
Volume 7, Issue 5, September 2022
Pages:
75-81
Received:
17 September 2022
Accepted:
9 November 2022
Published:
14 November 2022
DOI:
10.11648/j.ajmse.20220705.12
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Abstract: As an important component of the postal industry, the courier industry presents a wide range of industrial fields, absorbing a large number of jobs, high economic added value, significant technical features and other diverse characteristics. It integrates various functions such as information transmission, goods delivery, capital circulation and cultural communication, and involves many fields such as production, circulation, consumption, investment and finance, which is an irreplaceable basic industry in modern society. Therefore, based on the current situation of express industry development, this paper explores the index system affecting express business volume, and selects the national express business income, GDP per capita, fixed asset investment in tertiary industry, total wholesale and retail trade, online shopping transactions, total export trade, total import trade, transportation, storage industry, postal business income, the proportion of urban areas in the resident population, urban The 13 indicators, such as the total mileage of delivery routes, cargo turnover, total road mileage, population density, number of Internet users, etc., are compared by using MATLAB software to find out the key factors affecting the development of the express industry by comparing the gray correlation coefficients, and putting forward policy suggestions to promote the regional development of the express industry in order to provide reference for the development of the national express industry. The results of the correlation coefficients were obtained through the grey correlation coefficient comparison.
Abstract: As an important component of the postal industry, the courier industry presents a wide range of industrial fields, absorbing a large number of jobs, high economic added value, significant technical features and other diverse characteristics. It integrates various functions such as information transmission, goods delivery, capital circulation and cu...
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